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Summary Plan Description
The Summary Plan Description (also called the SPD) describes the key features of the Annuity Fund benefits program. Please note that the SPD was last issued in July of 2007, and has since been modified by amendments and clarifications which are included below.

Plan Changes and Clarifications

04/30/2013: caregiver distribution

08/14/2014: hardship distribution

12/8/2015:   limited hardship distribution

08/08/2016: undesignated survivor benefits - parent

Summary Annual Report: This is the most recent basic financial statement sent to participants of the Annuity Fund.

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