After you retire, you must follow the Plan rules outlined below regarding any post-retirement employment in Local No. One’s jurisdiction (“disqualifying employment”). You must notify the Fund Office of ANY post-retirement employment by registered or certified mail within 15 days of the employment, so that a determination can be made as to whether it is “disqualifying employment.” You may also request an advance determination from the Fund Office.

If your pension benefit is suspended for engaging in disqualifying employment, the suspension period will be the month in which the employment took place and the following six months. All disqualifying employment MUST be reported to the Fund Office. If you fail to inform the Fund Office about the disqualifying employment, the suspension may be extended for up to 12 months after the month of the disqualifying employment.

Before Age 60
If you engage in ANY disqualifying employment, your pension benefit will be suspended.

Age 60 to 64
You may engage in disqualifying employment up to four days per month. If you work more than four days, your pension benefit will be suspended. All work MUST be reported to the Fund Office using the Age 60-64 Work Report Form.

Age 65 to April 1 after turning Age 70-1/2
You may engage in disqualifying employment up to seven days per month. If you work eight or more days, your pension benefit will be suspended. All work MUST be reported to the Fund Office using the Age 65+ Work Report Form.

April 1 after turning Age 70-1/2
After April 1 following the date you become age 70-1/2, your benefits will not be suspended if you engage in disqualifying employment.

Disability Exception
You may work for up to nine months without having your Disability Pension benefits suspended. You must notify the Fund Office in writing if you are going to use the Disability Pension exception before you return to employment.

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