Terms and Conditions of Use
The following "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and Local One Funds. This document outlines the Terms and Conditions relating to your use of this website. These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Use of This Site
You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.

Disclaimer of Warranties
Any information, services, materials, software, or other items on this site are provided "as is" without any warranty of any kind, either express or implied, including without limitation the implied warranties of fitness for a particular purpose. Local One Funds does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, or other items remains entirely with you. Under no circumstances will Local One Funds or its affiliated companies or their respective officers, directors, agents and employees or any person associated with the creation of this site, be liable or responsible for any harm, loss or damage (whether arising in contract, tort, negligence or otherwise) whatsoever, including without restriction, direct, indirect, special, third party, incidental, consequential, exemplary or punitive damages arising out of the use or performance of this web site, including without restriction, the information, services, materials, software, or other items.

Links to/from Other Sites
For your convenience, Local One Funds may provide links to other Internet sites that Local One Funds does not maintain. You should not interpret any link to/from other sites as indicating that Local One Funds sponsors or endorses the sites or their materials or that the sites are affiliated with Local One Funds in any manner. Local One Funds is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites.

Online Claims Submissions
If you are an Local One Funds member, you may elect to report an insurance or benefit claim online where available. Your submission does not commit Local One Funds to coverage for this loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. Local One Funds reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your Local One Funds representative.

All intellectual property rights, including copyright, in the content comprising this web site is owned by Local One Funds or its licensors or the party accredited as the provider of the content. Any use of the content, including reproduction, transmission, modification, presentation, distribution, translation, republication or any other exploitation of the content, whether in whole or in part, is strictly prohibited without the express prior written consent of Local One Funds.

Changes to this Document
The contents of this site and of these Terms and Conditions are subject to change without prior notice.